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Morgan Stanley

2026 FX Outlook: The Year of Pivots

LIVE20 November 2025USD bearish
20 November 2025USD BEARISH
Lead Analysts:David Adams, Matthew Hornbach

Performance Snapshot

0
On Track
0
Off Track
19
Forecasts
18
Active Trades
+21.0%
Total P&L
0.0%
Avg Progress

DXY

100.2

Target: 99

EUR/USD

1.15

Target: 1.16

USD/JPY

157

Target: 140

USD Bias

BEARISH

DXY Forecast Path

USD Sensitivity Analysis

US twin deficits
Twin deficit widens by 1%pt of GDP
-1.5 to 2% on USD TWI
BOJ normalization
BoJ hikes to 0.75% by end-2026
USD/JPY falls 8-12%
European fiscal expansion
Germany delivers 2%pt fiscal stimulus
EUR/USD +3-5%
Fed cutting cycle
Fed cuts 100bp in H1
-3 to 4% on DXY
Global risk appetite
VIX sustained below 14
High-beta FX rallies 5-8% vs USD

Top Currency Pairs

8 pairs
PairDirectionStatusSpotLiveTrendDec 26vs Spotvs Live
TRYSell TRY--42.45--52-18.4%--
GBPBuy GBP--1.31--1.47+12.2%--
HUFBuy HUF--332--295+11.1%--
AUDBuy AUD--0.64--0.71+10.9%--
JPYBuy JPY--157--140+10.8%--
PLNBuy PLN--3.67--3.3+10.1%--
ZARBuy ZAR--17.31--15.75+9.0%--
NZDBuy NZD--0.56--0.61+8.9%--

Explore Report Sections

Macro Trade Themes

USD Bear Regime

Short USD in first half of 2026

Broad USD weakness driven by Fed cutting cycle, twin deficit concerns, and global growth rotation. DXY expected to trough near 94 by Q2. Prefer expressing via EUR/USD longs and USD/JPY shorts. Close USD shorts in Q3 as US growth re-accelerates.

Sterling Outperformance

GBP is our top G10 pick for 2026

UK growth resilience, attractive carry, and fiscal credibility post-budget make GBP the standout performer in 2026. Cable to reach 1.47 by Q4. EUR/GBP to decline as UK outperforms eurozone. BoE gradual easing pace supports sterling yield advantage.

Yen Normalization

Long JPY on BoJ rate hikes

BoJ to normalize policy rate to 0.75% by year-end 2026. Narrowing rate differentials and reduced carry appeal drive USD/JPY to 140. Real yield convergence between Japan and US accelerates. Intervention risk adds asymmetric downside for USD/JPY above 155.

Swiss Franc Fade

CHF weakening as Europe grows

Swiss franc safe-haven premium to erode as European growth broadens and risk appetite improves. SNB accommodative stance and REER overvaluation support CHF weakness. EUR/CHF to rise. Use CHF as funder for carry trades across G10.

H2 Dollar Recovery

Tactical USD longs in Q3-Q4

US growth re-acceleration in H2, combined with Fed pause and relative outperformance, drives partial DXY recovery from 94 to 99. Tactical USD longs vs EUR and commodity currencies. The V-shape in DXY is our highest conviction call for 2026.