Terms of Service

1. Acceptance of terms

These Terms of Service (the “Terms”) govern your access to and use of the FX Bank Forecast website, applications, and related services (collectively, the “Service”). By accessing or using the Service, you agree to be bound by these Terms and by our Privacy Policy and Cookie Policy. If you do not agree, you may not use the Service. Continued use following any update to these Terms constitutes acceptance of the updated Terms.

2. Eligibility

The Service is intended for professional and institutional users. By using the Service you represent that you are at least 18 years of age, that you have the legal capacity to enter into these Terms, and — if you access the Service on behalf of an organisation — that you have authority to bind that organisation to these Terms. The Service is not directed at minors and is not designed to handle personal data of children.

3. Service description

FX Bank Forecast is an independent research-aggregation platform. The Service compiles publicly-released FX research from major investment-bank strategy desks and presents it for cross-firm comparison, alongside live spot rates and an economic calendar sourced from third-party providers. The Service does not execute trades, custody assets, or provide personalised investment advice. Detail on sources and editorial process is published on the Methodology page.

4. Account and authentication

Certain features of the Service may require an account. You are responsible for providing accurate registration information, for safeguarding your authentication credentials, and for all activity that occurs under your account. You agree not to share your credentials with any third party and to notify us promptly of any suspected unauthorised access. We may suspend or terminate accounts that show signs of credential sharing, automated access, or misuse.

5. Licence to use the Service

Subject to your compliance with these Terms, FX Bank Forecast grants you a limited, revocable, non-exclusive, non-transferable, non-sublicensable licence to access and view the Service for your personal use or for the internal-business research purposes of your organisation. No other right or licence is granted, expressly or by implication. You may not redistribute, republish, sell, syndicate, or commercially exploit any portion of the Service without prior written consent.

6. Intellectual property

The Service, including its software, design, layout, editorial commentary, cross-firm aggregations, and all associated trademarks and trade dress, is owned by FX Bank Forecast or its licensors and is protected by copyright, trademark, and other intellectual-property laws.

Firm-attributed research displayed on the Service — including forecast tables, trade ideas, scenario analysis, and any commentary — remains the intellectual property of the originating investment bank or its licensors. The selection, arrangement, normalisation, and editorial presentation of that research as a comparable cross-firm dataset is the intellectual property of FX Bank Forecast.

7. Prohibited use

You agree not to, and not to permit any third party to:

• scrape, crawl, or otherwise harvest content from the Service by automated means beyond reasonable rate limits;
• reverse-engineer, decompile, or attempt to extract the source code or underlying data structures of the Service;
• circumvent, disable, or otherwise interfere with security, authentication, or rate-limiting features of the Service;
• redistribute, republish, syndicate, or resell any portion of the Service or its underlying data;
• use the Service or its content to train, fine-tune, or evaluate any third-party machine-learning model without prior written consent;
• use the Service in any manner that violates applicable law, infringes third-party rights, or imposes an unreasonable load on our infrastructure.

8. Third-party content

Bank research displayed on the Service is sourced from publicly-released research notes published by the originating firms. Live rates, calendar data, and positioning data are sourced from third-party providers identified on the Methodology page. FX Bank Forecast does not warrant the accuracy, timeliness, or completeness of third-party content and is not responsible for any errors, omissions, or delays in such content. Third-party content remains subject to the terms of its originating provider.

9. Disclaimer of warranties

The Service is provided on an “as is” and “as available” basis. To the maximum extent permitted by applicable law, FX Bank Forecast disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, completeness, and uninterrupted availability. Nothing on the Service constitutes investment advice, financial advice, or a solicitation to buy or sell any security or instrument. See the full Disclosures.

10. Limitation of liability

To the maximum extent permitted by applicable law, in no event shall FX Bank Forecast, its officers, directors, employees, agents, or licensors be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, including lost profits, lost data, or business interruption, arising out of or in connection with your use of, or inability to use, the Service. The aggregate liability of FX Bank Forecast for any claim arising under or in connection with these Terms shall not exceed the greater of (a) one hundred U.S. dollars (US$100), or (b) the total fees you paid to FX Bank Forecast for the Service in the twelve (12) months preceding the event giving rise to the claim.

11. Indemnification

You agree to indemnify, defend, and hold harmless FX Bank Forecast and its officers, directors, employees, agents, and licensors from and against any and all claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or in any way connected with (i) your use of the Service, (ii) your breach of these Terms, or (iii) your violation of any third-party right, including any intellectual-property right.

12. Modifications

We may update these Terms from time to time. Material changes will be flagged at the top of this page along with a revised effective date. Your continued use of the Service following any update constitutes acceptance of the updated Terms. If you do not agree to a change, you should discontinue use of the Service.

13. Termination

We may suspend or terminate your access to the Service at any time, with or without notice, for breach of these Terms, suspected misuse, or for any other reason at our discretion. You may stop using the Service at any time. Sections of these Terms that by their nature should survive termination — including intellectual-property, disclaimers, limitation of liability, indemnification, and governing law — shall survive.

14. Governing law and dispute resolution

These Terms are governed by and construed in accordance with the laws of the State of New York, United States of America, without regard to its conflict-of-laws principles. Any dispute, claim, or controversy arising out of or relating to these Terms or the Service shall be resolved by binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules, with the seat of arbitration in New York County, New York. Judgment on the award may be entered in any court of competent jurisdiction. Each party waives any right to a jury trial and any right to participate in a class or collective action.

15. Severability and entire agreement

If any provision of these Terms is held to be invalid or unenforceable, that provision shall be enforced to the maximum extent permissible and the remaining provisions shall remain in full force and effect. Our failure to enforce any right or provision is not a waiver of that right or provision. These Terms, together with the Privacy Policy and Cookie Policy, constitute the entire agreement between you and FX Bank Forecast with respect to the Service and supersede any prior agreements on the same subject matter.

16. Contact

Questions or notices regarding these Terms should be directed to coverage@fxbankforecast.com.