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J.P. Morgan

Global FX Strategy 2026

LIVE25 November 2025USD bearish

Macro Scenarios

J.P. Morgan EUR/USD scenario analysis and USD macro framework

EUR/USD Fair Value by Scenario

Base case highlighted in red

Rate Spread Sensitivity

Fed-ECB spread vs EUR/USD fair value

Fed vs ECB Rate Assumptions

Central bank rate assumptions across scenarios

ECB cuts, Fed unchanged
1.1

Most bearish EUR/USD outcome. Additional ECB cuts while Fed stays on hold.

Fed
4%
ECB
1.5%
Spread
-2.5bp
No insurance cuts; HFL
1.13

Fed holds higher for longer. No insurance cuts delivered.

Fed
3.7%
ECB
2%
Spread
-1.7bp
Insurance cuts delivered, then pause
1.19

Base case. Fed delivers insurance cuts, then pauses. Moderate EUR strength.

Fed
3%
ECB
2%
Spread
-1bp
Market pricing
1.21

Priced into forward curves. Represents consensus outcome.

Fed
3.2%
ECB
2.3%
Spread
-0.9bp
Recession
1.27

US recession scenario. Dollar weakens significantly as Fed cuts aggressively.

Fed
2%
ECB
1%
Spread
-1bp

USD Macro Scenario Matrix

Growth x Inflation framework for the dollar

RecessionSoft
Bearish → safe haven initially, then weakens

USD weakens vs safe havens initially. Once vol shock dissipates, focus shifts to twin deficits. FX carry trades should completely unwind globally.

Carry: Carry unwinds completely
RecessionFirm
Stagflation → complex, initially USD positive

Recession matrix and US exceptionalism dies. US centric recession; EUR/USD strengthens if not driven by energy price shock.

Carry: Carry devastated
Jobless growthSoft
Bearish bias, 2025-style playbook

USD weakens in step-wise fashion as Fed terminal gets revised lower. Dollar weakens most vs EUR and mid-yielding cyclical FX. Periods of consolidation as Fed terminal starts consolidating.

Carry: FX carry to deliver strong returns
Jobless growthFirm
Death zone → range-bound, flipping regimes

Offsetting factors for FX trends. USD flips between bearish, bullish and range-bound regimes depending on degree of Fed easing. Growth divergences will inform FX. Fiscal RV relevant.

Carry: Mixed - growth-value combo works
Jobs growth re-emergingSoft
Death zone → pro-cyclical but messy

Net result is USD outperformance but more procyclical. High yielders more insulated. Strong global growth strengthens cyclical currencies. Fiscal RV less relevant.

Carry: FX carry will likely deliver positive returns
Jobs growth re-emergingFirm
Bullish → US exceptionalism returns

Strong US growth keeps Fed on table. Highly USD-supportive. Carry outperforms. Low-yielders most vulnerable. High yielders more insulated though still weaker vs USD.

Carry: Carry outperforms cross-sectionally