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Bank of America

FX Outlook 2026: Structural Dollar Headwinds

LIVE5 December 2025USD bearish
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USD/PLN

PLN benefits from EU fund inflows, NBP nearing end of cutting cycle, and strong

Bullish

BofA Forecast Path

Cross-Firm Forecast Comparison

Key Drivers

EU fund inflows
NBP near terminal
Strong growth
Inflation convergence

All Firm Targets (Dec '26)

JPMBullish3.38
INGBullish3.38
GS3.35
BARCBullish3.35
MUFG3.32
MS3.30
BofABullish3.28
DBBullish3.25

Analysis Summary

PLN benefits from EU fund inflows, NBP nearing end of cutting cycle, and strong growth. Polish fundamentals remain among the strongest in EM EMEA.