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Bank of America

FX Outlook 2026: Structural Dollar Headwinds

LIVE5 December 2025USD bearish
Back to Currencies

USD/CHF

Safe haven strength persists

Moderately Bullish

BofA Forecast Path

Cross-Firm Forecast Comparison

Key Drivers

SNB policy floor
Reserve diversification
Fiscal prudence
Risk sentiment
Current account surplus

All Firm Targets (Dec '26)

JPMTactically Bearish0.80
INGNeutral0.78
BARCNeutral0.78
BofAModerately Bullish0.76
GSModerately Bullish0.76
MUFGModerately Bearish0.76
MSBearish0.75
DBBullish0.75

Key Issues for 2026

1.SNB reluctant to cut further into negative territory
2.Reserve diversification flows support CHF
3.Fiscal prudence premium attractive to investors
4.EUR/CHF could test parity on risk-off events
5.Swiss current account surplus structural support

Analysis Summary

CHF benefits from safe-haven demand and structural flows. The SNB's reluctance to cut rates further supports the franc. EUR/CHF downside reflects both EUR-specific headwinds and CHF's role as an alternative reserve currency.