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Barclays

FX Outlook 2026: Navigating the Turn

LIVE28 November 2025USD bearish

Macro Scenarios

Barclays EUR/USD scenario analysis and USD macro framework

EUR/USD Fair Value by Scenario

Base case highlighted in red

Rate Spread Sensitivity

Fed-ECB spread vs EUR/USD fair value

Fed vs ECB Rate Assumptions

Central bank rate assumptions across scenarios

ECB forced deeper, Fed holds
1.08

Most bearish EUR/USD. ECB cuts aggressively on growth disappointment while Fed holds.

Fed
4%
ECB
1.5%
Spread
-2.5bp
Slow convergence
1.14

Gradual rate convergence, limited EUR gains. US growth resilience limits upside.

Fed
3.5%
ECB
2%
Spread
-1.5bp
Base case: navigating the turn
1.19

Base case. Fed eases, ECB at terminal, German fiscal provides moderate boost. EUR/USD reaches 1.19-1.21.

Fed
3%
ECB
2%
Spread
-1bp
Fiscal acceleration
1.24

German fiscal multipliers exceed expectations. ECB forced to pause on stronger growth. EUR/USD reaches upper range.

Fed
3%
ECB
2.5%
Spread
-0.5bp
US recession
1.28

US recession drives aggressive Fed cuts. EUR/USD overshoots to 1.28 but we would fade above 1.25.

Fed
2%
ECB
2%
Spread
0bp

USD Macro Scenario Matrix

Growth x Inflation framework for the dollar

RecessionSoft
Bearish → but orderly decline

USD weakens as Fed cuts aggressively. GBP outperforms as UK resilience stands out. EUR gains modestly. JPY rallies on safe haven. EM carry unwinds but selectively.

Carry: Carry unwinds, selective recovery
RecessionFirm
Complex → stagflation scenario

Most challenging scenario. USD initially mixed as inflation supports rates but recession undermines confidence. CHF and gold outperform. GBP relative winner in G10.

Carry: Carry devastated
Jobless growthSoft
Moderately Bearish → base case

Base case. USD declines moderately as Fed eases and global growth normalizes. GBP top performer in G10. EUR range-bound with upside bias. EM carry delivers.

Carry: Carry delivers solid returns
Jobless growthFirm
Neutral → competing forces

Fed constrained by inflation, limiting USD downside. GBP still outperforms on fiscal clarity. EUR range-bound. EM carry selective -- TRY, ZAR work; BRL riskier.

Carry: Selective carry works
Jobs growth re-emergingSoft
Neutral to slight bearish → Goldilocks

Best environment for risk assets. GBP rallies further on pro-cyclicality. AUD, NOK outperform on commodity demand. EM carry delivers strongly across the board.

Carry: Carry outperforms broadly
Jobs growth re-emergingFirm
Modestly Bullish → US resilience

Only scenario where USD strengthens. Fed stays hawkish. GBP resilient on relative carry. Low yielders (JPY, CHF, SEK) underperform. EM carry mixed.

Carry: Carry outperforms cross-sectionally