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Barclays

FX Outlook 2026: Navigating the Turn

LIVE28 November 2025USD bearish
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USD/PLN

PLN to outperform CE3 peers. NBP approaching end of cutting cycle with terminal

Bullish

BARC Forecast Path

Cross-Firm Forecast Comparison

Key Drivers

End of cutting cycle
Inflation convergence
European fiscal spillover
Rate spreads widening

All Firm Targets (Dec '26)

JPMBullish3.38
INGBullish3.38
BARCBullish3.35
GS3.35
MUFG3.32
MS3.30
BofABullish3.28
DBBullish3.25

Analysis Summary

PLN to outperform CE3 peers. NBP approaching end of cutting cycle with terminal rate near 3.50%. Inflation convergence with Czechia marks turning point for PLN/CZK cross. European fiscal spillover supports.